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Incredible opportunity in the vibrant core of downtown St. Marys with great exposure! This versatile property features 1670 sq. ft. of vacant commercial space on the main floor, an ideal blank canvas for your next business venture. The second and third floors host a 1700 sq. ft distinctive downtown apartment with three generously sized bedrooms, each with new flooring, and a recently renovated bathroom. The main living space has original pine floors along with arched windows adding character to the kitchen and large living room. There is both front and rear access from ground level, plus a private rooftop patio perfect for relaxing or entertaining. A full basement with two accesses provides excellent storage, and private on-site parking adds extra convenience. Each unit is separately metered for hydro and heating, allowing flexibility for owner-occupants or investors alike. Whether you're looking to launch your own business or invest in a mixed-use property with income potential, this centrally located building offers exceptional value and possibilities. Click on the virtual tour link, view the floor plans and photos and then call your REALTOR to schedule your private viewing of this great property!